Home / Transcripts / SRG Housing Finance Limited (534680) · May 25, 2022

SRG Housing Finance Limited (534680) Earnings Call Transcript

May 25, 2022

BSE Limited IN Financials Consumer Finance earnings 39 min

Earnings Call Speaker Segments

Operator operator
#1

Ladies and gentlemen, good day, and welcome to SRG Housing Finance Limited Q4 FY '22 Earnings Conference Call. [Operator Instructions] Please note that this conference is being recorded. I would now hand over the conference to Ms. Sunaina Nagar. Thank you, and over to you.

Sunaina Nagar executive
#2

A very good evening, and welcome, everyone. We are here to discuss SRG Housing Finance's Q4 FY '22 results. With me we have our leadership team represented by Mr. Vinod Kumar Jain, Managing Director; Mr. Ashok Modi, Chief Financial Officer. We will begin this call with an overview and performance update by our Managing Director, followed by an interactive Q&A session. Please note that this call may contain forward-looking statements, which exemplifies our judgment and future expectations concerning the development of our business. These forward-looking statements involve risks and uncertainties that may cause actual development and results to differ materially from our expectations. SRG Housing Finance undertakes no obligation to publicly revise any forward-looking statements to reflect the future events or circumstances. A detailed disclaimer is on Slide 2 of the investor presentation available on our website. With that, I will now hand over the call to Mr. Vinod Kumar Jain. Thank you, and over to you, sir.

Vinod Jain executive
#3

[Foreign Language]

Operator operator
#4

[Operator Instructions] The first question comes from the line of [ Rupesh Jain ] with [Intelsense Cap ].

Unknown Analyst analyst
#5

[Foreign Language]

Vinod Jain executive
#6

[Foreign Language]

Unknown Analyst analyst
#7

[Foreign Language]

Vinod Jain executive
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Unknown Analyst analyst
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Vinod Jain executive
#10

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Unknown Analyst analyst
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Vinod Jain executive
#12

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Unknown Analyst analyst
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Vinod Jain executive
#14

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Unknown Analyst analyst
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Vinod Jain executive
#16

[Foreign Language]

Unknown Analyst analyst
#17

[Foreign Language]

Vinod Jain executive
#18

[Foreign Language]

Unknown Analyst analyst
#19

Okay. Okay. So sir, [Foreign Language]

Vinod Jain executive
#20

[Foreign Language]

Operator operator
#21

The next question comes from the line of with Pavan Kumar with RatnaTraya Capital.

Pavan Kumar analyst
#22

Sir, Maharashtra [Foreign Language]

Vinod Jain executive
#23

[Foreign Language]

Pavan Kumar analyst
#24

[Foreign Language]

Vinod Jain executive
#25

[Foreign Language]

Pavan Kumar analyst
#26

[Foreign Language]

Vinod Jain executive
#27

[Foreign Language]

Pavan Kumar analyst
#28

[Foreign Language]

Vinod Jain executive
#29

[Foreign Language]

Pavan Kumar analyst
#30

[Foreign Language]

Vinod Jain executive
#31

[Foreign Language]

Operator operator
#32

The next question comes from the line of [ Mohsin Rupani ], an Individual Investor.

Mohsin Rupani attendee
#33

[Foreign Language]

Vinod Jain executive
#34

[Foreign Language]

Mohsin Rupani attendee
#35

[Foreign Language]

Vinod Jain executive
#36

[Foreign Language]

Mohsin Rupani attendee
#37

[Foreign Language]

Vinod Jain executive
#38

[Foreign Language]

Mohsin Rupani attendee
#39

Okay. Okay. Okay. [Foreign Language]

Vinod Jain executive
#40

[Foreign Language]

Mohsin Rupani attendee
#41

Okay. Okay. [Foreign Language]

Vinod Jain executive
#42

[Foreign Language]

Mohsin Rupani attendee
#43

Okay. Okay. [Foreign Language]

Vinod Jain executive
#44

[Foreign Language]

Mohsin Rupani attendee
#45

[Foreign Language]

Vinod Jain executive
#46

[Foreign Language]

Operator operator
#47

The next question comes from the line of [ Pranay Jhaveri ] with JNJ Holdings.

Unknown Analyst analyst
#48

[Foreign Language]

Vinod Jain executive
#49

[Foreign Language]

Unknown Analyst analyst
#50

[Foreign Language]

Vinod Jain executive
#51

[Foreign Language]

Unknown Analyst analyst
#52

[Foreign Language]

Vinod Jain executive
#53

[Foreign Language]

Unknown Analyst analyst
#54

[Foreign Language]

Vinod Jain executive
#55

Yes. Yes.

Unknown Analyst analyst
#56

[Foreign Language]

Vinod Jain executive
#57

[Foreign Language]

Unknown Analyst analyst
#58

Okay. [Foreign Language]

Vinod Jain executive
#59

[Foreign Language]

Unknown Analyst analyst
#60

[Foreign Language]

Vinod Jain executive
#61

[Foreign Language]

Unknown Analyst analyst
#62

Sorry?

Vinod Jain executive
#63

40%, 40%.

Unknown Analyst analyst
#64

Employee cost [Foreign Language]

Vinod Jain executive
#65

[Foreign Language]

Unknown Analyst analyst
#66

[Foreign Language]

Vinod Jain executive
#67

[Foreign Language]

Operator operator
#68

The next question comes from the line of Raj Thakkar, an individual investor.

Raj Thakkar attendee
#69

[Foreign Language]

Vinod Jain executive
#70

[Foreign Language]

Raj Thakkar attendee
#71

[Foreign Language]

Vinod Jain executive
#72

[Foreign Language]

Raj Thakkar attendee
#73

[Foreign Language]

Vinod Jain executive
#74

[Foreign Language]

Raj Thakkar attendee
#75

[Foreign Language]

Vinod Jain executive
#76

[Foreign Language]

Operator operator
#77

[Operator Instructions] The next question comes from the line of [ Rupesh Jain ] with [Intelsense Cap ].

Unknown Analyst analyst
#78

[Foreign Language] 0 to 30, 30 to 60, 60 to 90? Hello?

Vinod Jain executive
#79

[Foreign Language]

Unknown Analyst analyst
#80

[Foreign Language] 0 to 30, 30 to 60, 60 to 90?

Vinod Jain executive
#81

[Foreign Language]

Unknown Analyst analyst
#82

[Foreign Language]

Vinod Jain executive
#83

[Foreign Language]

Unknown Analyst analyst
#84

[Foreign Language]

Vinod Jain executive
#85

[Foreign Language]

Unknown Analyst analyst
#86

Okay. Okay. [Foreign Language]

Vinod Jain executive
#87

[Foreign Language]

Unknown Analyst analyst
#88

[Foreign Language]

Vinod Jain executive
#89

[Foreign Language]

Unknown Analyst analyst
#90

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Vinod Jain executive
#91

[Foreign Language]

Unknown Analyst analyst
#92

[Foreign Language]

Vinod Jain executive
#93

[Foreign Language]

Unknown Analyst analyst
#94

[Foreign Language]

Vinod Jain executive
#95

[Foreign Language]

Unknown Analyst analyst
#96

[Foreign Language]

Vinod Jain executive
#97

[Foreign Language]

Unknown Analyst analyst
#98

Okay. [Foreign Language]

Vinod Jain executive
#99

[Foreign Language]

Unknown Analyst analyst
#100

But business segment-wise then [Foreign Language]

Vinod Jain executive
#101

[Foreign Language]

Unknown Analyst analyst
#102

Okay. [Foreign Language]

Vinod Jain executive
#103

[Foreign Language]

Unknown Analyst analyst
#104

[Foreign Language]

Vinod Jain executive
#105

[Foreign Language]

Unknown Analyst analyst
#106

Okay. [Foreign Language]

Vinod Jain executive
#107

[Foreign Language]

Operator operator
#108

[Operator Instructions] As there are no further questions, I would now I'd like to hand over the conference to Ms. Sunaina Nagar for closing comments. Thank you.

Sunaina Nagar executive
#109

Thank you all for attending the call and patient listening of answers from our side. Please note that the management has decided to have half yearly investor calls for the current year. We will meet next time on Q2 FY '23 results. I would like to thank you all, our stakeholders, for their continued trust and support. Thank you so much for your time. For any further information, we request you to get in touch with us on our coordinates mentioned on the last page of our investor presentation. We are happy to assist you. The transcript of this call will be uploaded on our website, that is www.srghousing.com. Thank you.

Operator operator
#110

Thank you. On behalf of SRG Housing Finance Limited. That concludes this conference. Thank you for joining us, and you may now disconnect your lines. Thank you.

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