Ramsdens Holdings PLC (RFX) Earnings Call Transcripts

Ramsdens Holdings PLC's Latest Earnings Call - June 4, 2026

In the first half of fiscal year 2026, Ramsdens Holdings PLC reported a substantial revenue increase of 62% to GBP 83.7 million, driven primarily by a 141% surge in the precious metals segment. Profit before tax soared 173% to GBP 16.7 million, with earnings per share rising to 37.9p. Management upgraded their full-year profit guidance to a range of GBP 30 million to GBP 33 million, reflecting strong operational performance and favorable gold prices, which are expected to remain stable in the near term.

Reported metrics

Guidance from management

Management upgraded their profit guidance for the fiscal year to between GBP 30 million and GBP 33 million, reflecting strong performance and stable gold prices.

What management said

Yes. I mean we're looking to retail it. So we're not going to melt it. So I guess the point, just to be clear there is that we need that stock to continue to develop retail. I think the -- if you were to melt all of the whole jewellery we have, we would be millions to give round numbers.

And I don't think we've seen H&T do anything different post deal to pre-deal. So they are doing exactly the same things they were doing before. So it's not really a change in activity from them.

What analysts pressed on

Analysts expressed concerns regarding the potential impact of fluctuating gold prices on profitability. There were also questions about the competitive landscape in the foreign currency segment and how Ramsdens plans to maintain its market position amidst these challenges.

Main topics on the call

• Revenue Growth — Ramsdens achieved a remarkable 62% increase in revenue to GBP 83.7 million, with the precious metals segment leading this growth at 141%. Management noted, "the underlying business, pawnbroking, foreign currency, retail ...
• Profitability Surge — Profit before tax increased by 173% to GBP 16.7 million, significantly outpacing previous performance. This was attributed to the high gold prices and effective cost management, with management stating, "we made more pro...
• Dividend Announcement — The company plans to maintain a dividend payout ratio of approximately 43% of profits, including a special dividend due to exceptional profits. Management indicated, "we're starting off with an interim and special divide...
• Store Expansion Strategy — Ramsdens is on track to open over 10 new stores this year, with a strong pipeline of opportunities. Management emphasized, "the model is there" for continued expansion, highlighting that all new stores opened thus far ha...

Read the full Ramsdens Holdings PLC transcript (June 4, 2026) → Summary generated from the call transcript; every figure above is stated by management on the record.

Earnings Call History

EarningsCalls.dev has 5 Ramsdens Holdings PLC earnings call transcripts on record, spanning June 6, 2024 to June 4, 2026. Based on this history, Ramsdens Holdings PLC reports semi-annually. The most recent call on file is dated June 4, 2026. The full list is below — each row opens the complete, free-to-read transcript.

Ticker

RFX

Exchange

AIM

Country

GB

Sector

Financials

Industry

Consumer Finance

Calls on record

5

First call

June 6, 2024

Most recent

June 4, 2026

Reporting cadence

semi-annually