Protector Forsikring ASA (PROT) Earnings Call Transcripts

Protector Forsikring ASA's Latest Earnings Call - April 9, 2026

In the earnings call for Protector Forsikring ASA on April 9, 2026, management reported a robust financial performance for the fiscal year 2025, highlighted by a combined ratio of 84.7% and a total profit of NOK 2.7 billion, translating to NOK 31.7 per share. The company achieved a growth rate of 14% in local currencies, indicating strong demand and effective operational management. Management maintained a solid solvency capital ratio of 219%, reflecting the company's financial stability and capacity for future growth, which could positively influence investor sentiment moving forward.

Reported metrics

Guidance from management

Management maintained a positive outlook, emphasizing the company's strong capital position and growth potential. No specific numerical guidance was provided for 2026, but the focus remains on sustaining profitable growth.

What management said

Yes. And that is election of Chairperson of the meeting and two other meeting participants to sign the minutes of the meeting jointly with me. The Board recommends the election of Jostein Sorvoll as Chair of this Annual General Meeting. Together with myself, we suggest that Amund Skoglund and Andreas Mork signs the minutes of the meeting. We have not received any comments regarding this item, and we'll proceed to the...

The voting is now closed. The item has received a sufficient majority and has been adopted as proposed. Exact voting figures will appear for all items in the minutes published after the meeting. The next item is approval of the notice of agenda for the meeting. We haven't received any comments to this item either, and we will proceed to the vote. If anyone has voted yet or wants to change their vote, please do so...

What analysts pressed on

Analysts expressed concerns regarding potential market volatility and its impact on future growth rates. There were questions about how the company plans to sustain its high return on equity in a changing economic environment.

Main topics on the call

• Strong Profitability — Protector Forsikring reported a total profit of NOK 2.7 billion for 2025, with a return on equity of 42.2%. CEO Henrik Høye stated, "Our combined ratio for 2025 was 84.7%", indicating effective cost management and underw...
• Solid Growth — The company achieved a growth rate of 14% in local currencies, showcasing its ability to expand market share. Høye emphasized the importance of this growth in driving profitability.
• High Solvency Ratio — Protector's solvency capital ratio stood at 219%, which Høye noted as a sign of a "solid company with strong profitable growth". This high ratio provides a buffer against potential future risks.
• Investment Returns — The investment return for 2025 was approximately NOK 1.6 billion, contributing significantly to the overall profit. This performance indicates effective asset management strategies.

Read the full Protector Forsikring ASA transcript (April 9, 2026) → Summary generated from the call transcript; every figure above is stated by management on the record.

Earnings Call History

EarningsCalls.dev has 28 Protector Forsikring ASA earnings call transcripts on record, spanning February 6, 2020 to July 10, 2026. Based on this history, Protector Forsikring ASA reports quarterly. The most recent call on file is dated July 10, 2026. The full list is below — each row opens the complete, free-to-read transcript.

Ticker

PROT

Exchange

OB

Country

NO

Sector

Financials

Industry

Insurance

Calls on record

28

First call

February 6, 2020

Most recent

July 10, 2026

Reporting cadence

quarterly