Oman United Insurance Company SAOG (OUIC) Earnings Call Transcripts
Oman United Insurance Company SAOG's Latest Earnings Call - March 30, 2026
In the fiscal year ending December 31, 2025, Oman United Insurance Company (OUIC) reported a significant increase in net profit, reaching OMR 5.1 million, up from OMR 1.5 million in the previous year. Insurance revenue decreased to OMR 33.5 million from OMR 34.9 million, but gross premium written increased to OMR 35.7 million, indicating strong underlying business growth. Management maintained a cautious outlook for 2026, highlighting competitive pressures and the need for continued improvements in underwriting margins, particularly in the motor and medical segments.
Reported metrics
| Metric | Value |
|---|---|
| Net Profit | OMR 5.1 million (beat) |
| Insurance Revenue | OMR 33.5 million (miss) |
| Gross Premium Written | OMR 35.7 million (beat) |
| Solvency Surplus | OMR 18.4 million (beat) |
| Total Comprehensive Income | OMR 5 million (beat) |
| Retained Earnings | OMR 6.9 million (beat) |
Guidance from management
Management signaled a cautious outlook for 2026, citing competitive pressures and the need for continued improvements in underwriting margins, particularly in the motor and medical segments. They expect growth opportunities from new projects and digital marketing initiatives.
What analysts pressed on
Analysts expressed concerns regarding the competitive landscape and the ongoing challenges in the motor and medical segments. There were questions about how the company plans to sustain profitability amid these pressures and the effectiveness of their strategic initiatives.
Main topics on the call
- Net Profit Surge — OUIC's net profit rose to OMR 5.1 million from OMR 1.5 million, reflecting strong operational improvements. Management noted, 'the insurance service result improved compared to last year in specific lines of business.'
- Gross Premium Written Growth — The company reported an increase in gross premium written to OMR 35.7 million, despite a decline in insurance revenue due to IFRS 17 adjustments. This suggests robust demand for insurance products.
- Dividend Declaration — OUIC declared a 20% dividend and a 5% bonus, continuing its history of stable cash dividends. Management emphasized their commitment to 'stable, sustainable and uninterrupted cash dividends to the shareholders.'
- Solvency Surplus Improvement — The solvency surplus increased to OMR 18.4 million from OMR 14.4 million, well above the statutory requirement of OMR 9.52 million. This indicates strong financial health and risk management.
Read the full Oman United Insurance Company SAOG transcript (March 30, 2026) → Summary generated from the call transcript; every figure above is stated by management on the record.
About Oman United Insurance Company SAOG
Oman United Insurance Company SAOG (OUIC) is a publicly listed company in the Insurance industry, within the Financials sector. It trades on MSM and is based in OM. EarningsCalls.dev maintains a free, full-text archive of its earnings call transcripts — 3 calls on record spanning March 26, 2025 to March 30, 2026. Every transcript is split into speaker-by-speaker segments with headline metrics, free to read or available through our REST API.
Earnings Call History
EarningsCalls.dev has 3 Oman United Insurance Company SAOG earnings call transcripts on record, spanning March 26, 2025 to March 30, 2026. Based on this history, Oman United Insurance Company SAOG reports semi-annually. The most recent call on file is dated March 30, 2026. The full list is below — each row opens the complete, free-to-read transcript.
- Ticker
- OUIC
- Exchange
- MSM
- Country
- OM
- Sector
- Financials
- Industry
- Insurance
- Calls on record
- 3
- First call
- March 26, 2025
- Most recent
- March 30, 2026
- Reporting cadence
- semi-annually
| Quarter | Date | |
|---|---|---|
| Earnings Calls | Mar 30, 2026 | Read transcript → |
| Earnings Calls | Aug 27, 2025 | Read transcript → |
| Earnings Calls | Mar 26, 2025 | Read transcript → |