B2 Impact ASA (B2I) Earnings Call Transcripts

B2 Impact ASA's Latest Earnings Call - Q1 FY2026

B2 Impact ASA reported strong Q1 2026 results, with earnings per share (EPS) growth of 53% and operating expenses down 4%. Revenue and earnings exceeded expectations, driven by a 14% increase in collection performance and strategic investments in technology and AI. The company maintained its guidance, signaling confidence in continued growth and shareholder returns. Notably, B2 Impact is trending ahead of its full-year investment targets, with NOK 1.8 billion already invested and committed year-to-date.

Reported metrics

Guidance from management

Management maintained guidance, with expectations for EPS growth of at least 30% over the period and total investments above NOK 10 billion. The leverage ratio is expected to remain below 2.5x.

What management said

Of course, regard. And there's no 100% answer to this question. There are quite many variables in play, as you already pointed out yourselves. But the clear takeaway here is that this is improved efficiency through automation. We are taking down costs in the markets where we're not investing any more in secured to mitigate the lower collections. In the other markets, we are also taking down costs, but at the same tim...

Yes. So I mean, most of what we do is internal servicing. So this is not related to external servicing and cost increasing. So this may vary from quarter-to-quarter. And this is, of course, it's just internal allocation. So this may vary. So looking at the total, as you already pointed out, the costs are down 4%, while at the same time, increasing collections double digit in unsecured. So this is just based on alloca...

What analysts pressed on

Analysts questioned the sustainability of operating expense reductions, seeking clarification on the impact of automation versus other factors. There was also interest in understanding the specifics of AI deployment and its future impact.

Main topics on the call

• EPS Growth — EPS grew by 53% in Q1 2026, significantly outperforming the same quarter last year. Management attributed this to 'strong collection performance' and 'lower operating expenses.'
• Operating Expenses — Operating expenses decreased by 4% despite a 10% increase in unsecured collections, highlighting 'the scalability of our cost base and our long-term efforts in driving efficiency through automation.'
• Investment Activity — B2 Impact invested NOK 742 million in Q1 2026, with NOK 1.8 billion committed year-to-date. The company is 'trending ahead of our full year investment targets.'
• Unsecured Collection Performance — Unsecured collection performance improved to 114%, driven by 'excellent execution and strategy by our teams and operations.'

Read the full B2 Impact ASA transcript (Q1 FY2026) → Summary generated from the call transcript; every figure above is stated by management on the record.

Earnings Call History

EarningsCalls.dev has 24 B2 Impact ASA earnings call transcripts on record, spanning February 28, 2020 to May 21, 2026. Based on this history, B2 Impact ASA reports quarterly. The most recent call on file is dated May 21, 2026. The full list is below — each row opens the complete, free-to-read transcript.

Ticker

B2I

Exchange

OB

Country

NO

Sector

Financials

Industry

Consumer Finance

Calls on record

24

First call

February 28, 2020

Most recent

May 21, 2026

Reporting cadence

quarterly