Assurant, Inc. (AIZ) Earnings Call Transcripts

Assurant, Inc.'s Latest Earnings Call - Q2 FY2026

In the second quarter of 2026, Assurant, Inc. reported record earnings, with adjusted EBITDA increasing 18% and adjusted EPS growing 19%, both excluding reportable catastrophes. Revenue growth was driven primarily by strong performance in the Global Lifestyle and Global Housing segments. Management raised their full-year guidance, now expecting mid-single-digit growth in adjusted EBITDA and EPS, signaling confidence in continued momentum and operational strength across their business segments.

Reported metrics

Guidance from management

Management expects mid-single-digit growth in adjusted EBITDA and EPS for the full year 2026, with Global Lifestyle leading the growth. They anticipate approximately 10% underlying growth, excluding the impact of prior year reserve development.

What management said

Yes. I think the only thing I would add is we've announced 4 additional programs last quarter for Connected Living. So I think that gives us some good momentum as we continue on through this year. And then as Keith mentioned, we also have some nice momentum with the large client win in housing. So I think that good feeling that we had reaping the benefits of those investments, Mark, I think there's some good momentu...

Yes. I mean I think we've talked a lot about the work we've done over the last several years. Since 2022, we've put 26 rate increases in against a handful of client programs where we had some risk. So that is certainly benefiting our financial performance. And then we talk about momentum internationally and also, I think there's a great long-term opportunity with large dealers in the U.S. Our team is hyper focused on...

What analysts pressed on

Analysts expressed concerns regarding the potential impact of moderating insurance markets on lender-placed policyholders returning to traditional home insurance. There were also questions about the sustainability of growth in the Connected Living segment as year-over-year comparisons become more challenging in the back half of the year.

Main topics on the call

• Record Earnings Performance — Assurant achieved record earnings for the second consecutive quarter, with adjusted EBITDA up 18% and adjusted EPS up 19%, both excluding catastrophes. CEO Keith Demmings stated, "This was supported by profitable growth ...
• Increased Full-Year Guidance — Management raised their full-year outlook, now expecting mid-single-digit growth in adjusted EBITDA and EPS, excluding cats. CFO Keith Meier noted, "Our outstanding second quarter performance supports another increase to...
• Global Lifestyle Growth — Global Lifestyle reported a 21% increase in adjusted EBITDA, driven by strong performance in Connected Living and Global Automotive. The segment's growth reflects "continued momentum in Connected Living and ongoing earni...
• Global Housing Performance — Global Housing adjusted EBITDA increased 18%, benefiting from a lower non-cat loss ratio and new partnerships, including a significant deal with Freedom Mortgage. Meier highlighted, "We feel good about that continued mom...

Read the full Assurant, Inc. transcript (Q2 FY2026) → Summary generated from the call transcript; every figure above is stated by management on the record.

Earnings Call History

EarningsCalls.dev has 33 Assurant, Inc. earnings call transcripts on record, spanning February 12, 2020 to August 5, 2026. Based on this history, Assurant, Inc. reports quarterly. The most recent call on file is dated August 5, 2026. The full list is below — each row opens the complete, free-to-read transcript.

Ticker

AIZ

Exchange

NYSE

Country

US

Sector

Financials

Industry

Insurance

Calls on record

33

First call

February 12, 2020

Most recent

August 5, 2026

Reporting cadence

quarterly