Arabia Falcon Insurance SAOG (AFIC) Earnings Call Transcripts

Arabia Falcon Insurance SAOG's Latest Earnings Call - March 30, 2026

In the fiscal year 2025, Arabia Falcon Insurance SAOG reported significant growth across all key financial metrics, with gross written premiums increasing to OMR 33.2 million from OMR 29.8 million, and net profit rising by 44% year-over-year. The company also announced a proposed dividend of 12% per share, reflecting strong shareholder returns. However, management cautioned that 2026 may present challenges, particularly in investment income due to market fluctuations, although they expect continued growth in the insurance portfolio.

Reported metrics

Guidance from management

Management indicated that 2026 will be challenging, particularly for investment income due to market conditions, but they expect continued growth in the insurance portfolio and will maintain tight control over expenses.

What management said

Good afternoon, everyone. Welcome to the Annual Investors Meeting session. My name is Ahmad Al Tayeb. I'm the Chief Financial Officer. I have with me here Mr. Roland Zaatar, the Chief Executive Officer; Fayez Mufti, the Investment and Treasury Manager, who will be presenting the financial results for the financial year 2025. We'll keep the question-and answer until the end of the session. And now I will hand it over ...

And just one clarification here regarding the expected drop in investment income. What we mean expected drop compared to this year, but we will continue to deliver higher investment income above the average last few years. But it will be challenging to match the investment income that we achieved in 2025 due to, as Fayez mentioned, the increase in yield and the drop in bond prices and the drop in interest rate in the...

What analysts pressed on

Analysts expressed concerns about the potential decline in investment income and its impact on overall profitability. There were questions regarding the sustainability of growth in the Motor segment and how management plans to address these challenges.

Main topics on the call

• Strong Revenue Growth — Arabia Falcon Insurance achieved gross written premiums of OMR 33.2 million in 2025, up from OMR 29.8 million in 2024. Management stated, '2025 was an exceptional year for Arabia Falcon Insurance,' highlighting the overa...
• Increased Net Profit — The company's net profit grew by 44% year-over-year, reaching OMR 2.2 million compared to OMR 1 million in 2024. This growth is attributed to improved operational efficiency and revenue generation.
• Dividend Announcement — Management proposed a dividend of 12% per share, amounting to OMR 1.2 million, signaling a commitment to returning value to shareholders after a period of lower dividends. This was described as 'a validation of the share...
• Investment Income Outlook — Management indicated that investment income may decline in 2026 due to 'the mark-to-market impact on our portfolio' and rising bond yields. However, they expect the insurance book to compensate for this decline.

Read the full Arabia Falcon Insurance SAOG transcript (March 30, 2026) → Summary generated from the call transcript; every figure above is stated by management on the record.

Earnings Call History

EarningsCalls.dev has 3 Arabia Falcon Insurance SAOG earnings call transcripts on record, spanning March 20, 2025 to March 30, 2026. Based on this history, Arabia Falcon Insurance SAOG reports semi-annually. The most recent call on file is dated March 30, 2026. The full list is below — each row opens the complete, free-to-read transcript.

Ticker

AFIC

Exchange

MSM

Country

OM

Sector

Financials

Industry

Insurance

Calls on record

3

First call

March 20, 2025

Most recent

March 30, 2026

Reporting cadence

semi-annually